Is Pet Insurance Worth It For Indoor Cat Reddit
It s also worth keeping an eye out for early signs of illness and seeking treatment early to catch problems before they become worse.
Is pet insurance worth it for indoor cat reddit. You ll need to balance this with the cost of your premiums and the likelihood that you ll make a claim. Whether you re caring for a dog cat bird or lizard owning a pet can be expensive especially if unforeseen veterinarian bills pop up. Pet insurance is always worth the money if you cat becomes sick or injured. I have three dogs and a cat and all are insured with healthy paws.
As someone who has worked as a vet tech at an animal emergency clinic i ve met plenty of people who ve regretted not getting pet insurance and none who wish they didn t. Pet owners who have insurance for indoor cats will be able to afford nearly five times the veterinary care than those who don t. How much is pet insurance for an indoor cat. If you re unsure if pet insurance is worth it consider how you would deal with an unexpected bill.
Pet insurance can certainly be worth it for an indoor cat since most vet bills for cats in the uk are related to illnesses not cat fights or injuries sustained by outdoor cats. The average pet insurance claim is 793 but claims can run into the thousands if your pet develops an on going condition. I use insurance to hedge against catastrophic costs. You can cover your furry family member and protect your wallet at the same time.
Pet insurance helps by reimbursing on you cat s veterinary bills. If you are going to sign up for pet insurance it s worth it to do it when they re younger because your cost per month will be lower and that price is locked in for the lifetime of the pet. So keeping your pet inside is a great idea and enrolling in cat insurance is even better. Payment is very fast.
So you re stuck wondering if pet insurance is worth it for an indoor cat which really depends on a few different factors. Typically pet insurance covers medical costs if your pet becomes sick unexpectedly or if they were to get into an accident but unlike health insurance for humans pet insurance does not normally cover costs for routine care such as checkups and standard shots. If you love your cat like family but wouldn t be prepared to pay thousands of dollars for an unexpected accident or illness then you should consider pet insurance. Your indoor cat has less chance of being hit by a car mauled by a dog cat fight abcesses and illnesses caused by fighting or breeding with stray cats but he has another whole set of illnesses and conditions that could occur because he is inside.
I ve used pet insurance for more than a decade vpi embrace and healthy paws and consider healthy paws the best product available because of its options and ease of filing claims. But is pet insurance worth it.